Call reports 2013
EQUITABLE BANK, S.S.B., THE — 2013
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 347,764,000 | 343,480,000 | 330,432,000 | 323,822,000 |
| Total loans | 288,717,000 | 273,643,000 | 265,697,000 | 268,377,000 |
| Allowance for loan losses | 2,802,000 | 2,612,000 | 4,076,000 | 3,633,000 |
| Securities available for sale | 25,151,000 | 23,130,000 | 22,928,000 | 22,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,719,000 | 316,209,000 | 306,818,000 | 291,309,000 |
| Interest-bearing deposits | 306,360,000 | 302,850,000 | 290,631,000 | 276,860,000 |
| Noninterest-bearing deposits | 13,359,000 | 13,359,000 | 16,187,000 | 14,449,000 |
| Equity capital | 25,297,000 | 24,333,000 | 21,945,000 | 21,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,561,000 | 7,008,000 | 10,234,000 | 13,430,000 |
| Interest expense | 326,000 | 623,000 | 889,000 | 1,130,000 |
| Net interest income | 3,235,000 | 6,385,000 | 9,345,000 | 12,300,000 |
| Noninterest income | 799,000 | 1,446,000 | 1,363,000 | 2,136,000 |
| Noninterest expense | 3,935,000 | 7,635,000 | 11,185,000 | 14,972,000 |
| Provision for loan losses | 66,000 | 935,000 | 3,422,000 | 3,724,000 |
| Pretax income | 193,000 | -478,000 | -3,638,000 | -3,999,000 |
| Income tax | 10,000 | 0 | 0 | 0 |
| Net income | 183,000 | -478,000 | -3,638,000 | -3,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,204,000 | 26,542,000 | 23,382,000 | 23,021,000 |
| Total capital | 30,006,000 | 29,154,000 | 26,227,000 | 25,858,000 |
| Risk-weighted assets | 244,202,000 | 235,165,000 | 226,405,000 | 226,157,000 |