Call reports 2012
EQUITABLE BANK, S.S.B., THE — 2012
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 401,871,000 | 383,627,000 | 375,500,000 | 362,832,000 |
| Total loans | 326,370,000 | 319,907,000 | 318,717,000 | 307,812,000 |
| Allowance for loan losses | 4,801,000 | 5,462,000 | 5,289,000 | 4,849,000 |
| Securities available for sale | 26,954,000 | 24,803,000 | 26,771,000 | 26,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,946,000 | 343,635,000 | 339,052,000 | 334,463,000 |
| Interest-bearing deposits | 362,602,000 | 330,291,000 | 325,708,000 | 315,148,000 |
| Noninterest-bearing deposits | 13,344,000 | 13,344,000 | 13,344,000 | 19,315,000 |
| Equity capital | 22,010,000 | 22,703,000 | 23,156,000 | 25,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 7,854,000 | 11,596,000 | 15,301,000 |
| Interest expense | 664,000 | 1,272,000 | 1,725,000 | 2,089,000 |
| Net interest income | 3,347,000 | 6,582,000 | 9,871,000 | 13,212,000 |
| Noninterest income | 901,000 | 2,795,000 | 3,932,000 | 4,987,000 |
| Noninterest expense | 3,856,000 | 7,779,000 | 11,328,000 | 14,818,000 |
| Provision for loan losses | 125,000 | 1,034,000 | 1,460,000 | 1,580,000 |
| Pretax income | 484,000 | 1,354,000 | 1,844,000 | 2,630,000 |
| Income tax | 0 | 48,000 | 134,000 | 166,000 |
| Net income | 484,000 | 1,306,000 | 1,710,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,039,000 | 25,862,000 | 26,266,000 | 27,020,000 |
| Total capital | 28,565,000 | 29,246,000 | 29,596,000 | 30,230,000 |
| Risk-weighted assets | 280,823,000 | 268,619,000 | 264,467,000 | 255,165,000 |