Call reports 2011
EQUITABLE BANK, S.S.B., THE — 2011
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 434,127,000 | 424,038,000 | 414,492,000 | 406,822,000 |
| Total loans | 355,347,000 | 352,744,000 | 349,129,000 | 339,376,000 |
| Allowance for loan losses | 5,847,000 | 4,899,000 | 5,361,000 | 5,537,000 |
| Securities available for sale | 30,013,000 | 31,658,000 | 34,373,000 | 27,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,639,000 | 381,631,000 | 380,912,000 | 362,245,000 |
| Interest-bearing deposits | 383,269,000 | 365,944,000 | 360,294,000 | 345,880,000 |
| Noninterest-bearing deposits | 13,370,000 | 15,687,000 | 20,618,000 | 16,365,000 |
| Equity capital | 34,043,000 | 32,518,000 | 20,843,000 | 21,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,464,000 | 9,080,000 | 13,496,000 | 17,673,000 |
| Interest expense | 988,000 | 1,807,000 | 2,558,000 | 3,228,000 |
| Net interest income | 3,476,000 | 7,273,000 | 10,938,000 | 14,445,000 |
| Noninterest income | -498,000 | -95,000 | -607,000 | 899,000 |
| Noninterest expense | 4,534,000 | 9,676,000 | 14,184,000 | 18,188,000 |
| Provision for loan losses | 1,424,000 | 2,498,000 | 6,163,000 | 6,687,000 |
| Pretax income | -2,980,000 | -4,986,000 | -9,691,000 | -8,750,000 |
| Income tax | -47,000 | -47,000 | 7,073,000 | 7,073,000 |
| Net income | -2,933,000 | -4,939,000 | -16,764,000 | -15,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,283,000 | 33,800,000 | 23,614,000 | 24,556,000 |
| Total capital | 39,095,000 | 37,550,000 | 27,302,000 | 28,181,000 |
| Risk-weighted assets | 302,950,000 | 298,833,000 | 293,370,000 | 288,051,000 |