Call reports 2008
EQUITABLE BANK, S.S.B., THE — 2008
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 548,555,000 | 552,550,000 | 550,844,000 | 548,778,000 |
| Total loans | 482,576,000 | 488,555,000 | 491,072,000 | 485,962,000 |
| Allowance for loan losses | 1,293,000 | 3,225,000 | 8,014,000 | 5,636,000 |
| Securities available for sale | 34,823,000 | 35,479,000 | 35,118,000 | 34,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,139,000 | 425,195,000 | 443,756,000 | 437,916,000 |
| Interest-bearing deposits | 435,376,000 | 410,714,000 | 422,701,000 | 420,473,000 |
| Noninterest-bearing deposits | 11,763,000 | 14,481,000 | 21,055,000 | 17,443,000 |
| Equity capital | 51,762,000 | 50,420,000 | 46,429,000 | 46,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,257,000 | 16,351,000 | 24,155,000 | 31,442,000 |
| Interest expense | 4,777,000 | 8,574,000 | 12,293,000 | 15,782,000 |
| Net interest income | 3,480,000 | 7,777,000 | 11,862,000 | 15,660,000 |
| Noninterest income | 729,000 | 1,156,000 | 1,278,000 | 1,835,000 |
| Noninterest expense | 4,199,000 | 8,240,000 | 11,894,000 | 15,749,000 |
| Provision for loan losses | 30,000 | 2,201,000 | 7,231,000 | 9,069,000 |
| Pretax income | -20,000 | -1,508,000 | -5,985,000 | -7,323,000 |
| Income tax | -73,000 | -705,000 | -2,302,000 | -2,839,000 |
| Net income | 53,000 | -803,000 | -3,683,000 | -4,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,064,000 | 52,209,000 | 49,329,000 | 48,528,000 |
| Total capital | 54,357,000 | 55,434,000 | 54,416,000 | 53,488,000 |
| Risk-weighted assets | 395,175,000 | 406,383,000 | 404,065,000 | 396,154,000 |
Machine access — free, no API key
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