Call reports 2005
EQUITABLE BANK, S.S.B., THE — 2005
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 486,143,000 | 530,289,000 | 564,596,000 | 588,616,000 |
| Total loans | 427,409,000 | 468,838,000 | 499,068,000 | 521,259,000 |
| Allowance for loan losses | 1,196,000 | 1,221,000 | 1,251,000 | 1,290,000 |
| Securities available for sale | 37,834,000 | 37,599,000 | 36,968,000 | 37,401,000 |
| Securities held to maturity | 19,000 | 16,000 | 13,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,610,000 | 443,982,000 | 501,544,000 | 511,836,000 |
| Interest-bearing deposits | 392,754,000 | 426,702,000 | 477,642,000 | 490,791,000 |
| Noninterest-bearing deposits | 13,856,000 | 17,280,000 | 23,902,000 | 21,045,000 |
| Equity capital | 47,487,000 | 48,611,000 | 49,423,000 | 49,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,031,000 | 12,340,000 | 19,349,000 | 26,851,000 |
| Interest expense | 2,225,000 | 4,925,000 | 8,300,000 | 12,233,000 |
| Net interest income | 3,806,000 | 7,415,000 | 11,049,000 | 14,618,000 |
| Noninterest income | 926,000 | 1,728,000 | 2,693,000 | 3,312,000 |
| Noninterest expense | 3,464,000 | 6,593,000 | 9,859,000 | 13,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 1,225,000 | 2,507,000 | 3,840,000 | 4,680,000 |
| Income tax | 420,000 | 827,000 | 1,267,000 | 1,515,000 |
| Net income | 805,000 | 1,680,000 | 2,573,000 | 3,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,912,000 | 48,787,000 | 49,681,000 | 50,274,000 |
| Total capital | 49,108,000 | 50,008,000 | 50,932,000 | 51,564,000 |
| Risk-weighted assets | 336,327,000 | 373,886,000 | 404,860,000 | 423,414,000 |
Machine access — free, no API key
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