Call reports 2003
EQUITABLE BANK, S.S.B., THE — 2003
What EQUITABLE BANK, S.S.B., THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 415,712,000 | 419,581,000 | 421,080,000 | 408,444,000 |
| Total loans | 302,343,000 | 324,351,000 | 327,750,000 | 341,403,000 |
| Allowance for loan losses | 1,648,000 | 1,104,000 | 1,117,000 | 1,164,000 |
| Securities available for sale | 40,536,000 | 48,959,000 | 47,303,000 | 43,133,000 |
| Securities held to maturity | 82,000 | 74,000 | 54,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,374,000 | 373,980,000 | 374,271,000 | 359,510,000 |
| Interest-bearing deposits | 353,342,000 | 348,521,000 | 355,933,000 | 345,734,000 |
| Noninterest-bearing deposits | 18,032,000 | 25,459,000 | 18,338,000 | 13,776,000 |
| Equity capital | 42,566,000 | 43,475,000 | 43,962,000 | 44,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,281,000 | 10,393,000 | 15,533,000 | 20,729,000 |
| Interest expense | 2,172,000 | 4,121,000 | 5,925,000 | 7,656,000 |
| Net interest income | 3,109,000 | 6,272,000 | 9,608,000 | 13,073,000 |
| Noninterest income | 1,969,000 | 4,061,000 | 5,992,000 | 6,687,000 |
| Noninterest expense | 3,742,000 | 7,551,000 | 12,486,000 | 15,925,000 |
| Provision for loan losses | 389,000 | 421,000 | -611,000 | -581,000 |
| Pretax income | 947,000 | 2,361,000 | 3,725,000 | 4,400,000 |
| Income tax | 336,000 | 851,000 | 1,345,000 | 1,583,000 |
| Net income | 611,000 | 1,510,000 | 2,380,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,443,000 | 43,342,000 | 44,156,000 | 44,591,000 |
| Total capital | 44,094,000 | 44,447,000 | 45,273,000 | 45,755,000 |
| Risk-weighted assets | 276,157,000 | 285,848,000 | 283,580,000 | 291,344,000 |
Machine access — free, no API key
Every figure shown here about EQUITABLE BANK, S.S.B., THE — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.