Call reports 2025
BLC COMMUNITY BANK — 2025
What BLC COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 425,583,000 | 433,960,000 | 464,589,000 | 470,624,000 |
| Total loans | 342,844,000 | 354,737,000 | 361,052,000 | 383,560,000 |
| Allowance for loan losses | 3,399,000 | 3,405,000 | 3,485,000 | 3,730,000 |
| Securities available for sale | 54,611,000 | 54,872,000 | 56,184,000 | 57,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,074,000 | 352,757,000 | 377,383,000 | 386,065,000 |
| Interest-bearing deposits | 297,379,000 | 294,536,000 | 314,186,000 | 314,944,000 |
| Noninterest-bearing deposits | 59,695,000 | 58,221,000 | 63,197,000 | 71,121,000 |
| Equity capital | 37,248,000 | 38,584,000 | 40,420,000 | 41,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,362,000 | 11,013,000 | 17,060,000 | 23,398,000 |
| Interest expense | 2,638,000 | 5,428,000 | 8,127,000 | 11,203,000 |
| Net interest income | 2,724,000 | 5,585,000 | 8,933,000 | 12,195,000 |
| Noninterest income | 232,000 | 410,000 | 625,000 | 938,000 |
| Noninterest expense | 1,673,000 | 3,387,000 | 5,288,000 | 7,022,000 |
| Provision for loan losses | -45,000 | -39,000 | 41,000 | 286,000 |
| Pretax income | 1,222,000 | 2,498,000 | 4,004,000 | 5,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,222,000 | 2,498,000 | 4,004,000 | 5,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,675,000 | 44,433,000 | 45,394,000 | 45,862,000 |
| Total capital | 47,447,000 | 48,254,000 | 49,305,000 | 49,863,000 |
| Risk-weighted assets | 344,229,000 | 355,311,000 | 360,106,000 | 397,314,000 |