Call reports 2024
BLC COMMUNITY BANK — 2024
What BLC COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 401,679,000 | 411,213,000 | 427,120,000 | 416,187,000 |
| Total loans | 322,874,000 | 336,971,000 | 332,844,000 | 339,754,000 |
| Allowance for loan losses | 3,590,000 | 3,354,000 | 3,399,000 | 3,444,000 |
| Securities available for sale | 61,727,000 | 58,823,000 | 59,756,000 | 54,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,164,000 | 334,146,000 | 352,034,000 | 355,312,000 |
| Interest-bearing deposits | 286,398,000 | 279,578,000 | 292,864,000 | 292,145,000 |
| Noninterest-bearing deposits | 51,766,000 | 54,568,000 | 59,170,000 | 63,167,000 |
| Equity capital | 33,346,000 | 33,882,000 | 36,799,000 | 35,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,917,000 | 10,163,000 | 15,721,000 | 21,221,000 |
| Interest expense | 2,779,000 | 5,729,000 | 8,908,000 | 11,808,000 |
| Net interest income | 2,138,000 | 4,434,000 | 6,813,000 | 9,413,000 |
| Noninterest income | 130,000 | 315,000 | 524,000 | 730,000 |
| Noninterest expense | 1,521,000 | 3,060,000 | 4,620,000 | 6,317,000 |
| Provision for loan losses | 60,000 | -176,000 | -131,000 | -86,000 |
| Pretax income | 687,000 | 1,619,000 | 2,602,000 | 3,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,619,000 | 2,602,000 | 3,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,633,000 | 42,077,000 | 42,542,000 | 42,940,000 |
| Total capital | 45,223,000 | 45,712,000 | 46,222,000 | 46,665,000 |
| Risk-weighted assets | 327,195,000 | 337,797,000 | 337,226,000 | 339,066,000 |