Call reports 2023
BLC COMMUNITY BANK — 2023
What BLC COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 373,188,000 | 381,357,000 | 391,126,000 | 400,578,000 |
| Total loans | 294,372,000 | 305,533,000 | 303,491,000 | 307,983,000 |
| Allowance for loan losses | 3,260,000 | 3,350,000 | 3,440,000 | 3,530,000 |
| Securities available for sale | 60,379,000 | 58,335,000 | 56,207,000 | 57,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,980,000 | 305,839,000 | 331,739,000 | 337,716,000 |
| Interest-bearing deposits | 249,431,000 | 251,859,000 | 274,365,000 | 284,799,000 |
| Noninterest-bearing deposits | 52,549,000 | 53,980,000 | 57,374,000 | 52,917,000 |
| Equity capital | 32,164,000 | 31,297,000 | 30,098,000 | 33,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,012,000 | 8,232,000 | 12,902,000 | 17,849,000 |
| Interest expense | 1,642,000 | 3,899,000 | 6,459,000 | 9,235,000 |
| Net interest income | 2,370,000 | 4,333,000 | 6,443,000 | 8,614,000 |
| Noninterest income | 109,000 | 215,000 | 336,000 | 414,000 |
| Noninterest expense | 1,707,000 | 3,215,000 | 4,692,000 | 6,266,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 641,000 | 1,194,000 | 1,858,000 | 2,443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 641,000 | 1,194,000 | 1,858,000 | 2,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,944,000 | 40,885,000 | 41,183,000 | 41,371,000 |
| Total capital | 44,204,000 | 44,235,000 | 44,623,000 | 44,901,000 |
| Risk-weighted assets | 305,818,000 | 310,867,000 | 309,353,000 | 314,284,000 |