Call reports 2022
BLC COMMUNITY BANK — 2022
What BLC COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 321,933,000 | 340,776,000 | 355,192,000 | 360,222,000 |
| Total loans | 236,202,000 | 254,485,000 | 276,237,000 | 283,633,000 |
| Allowance for loan losses | 2,960,000 | 2,990,000 | 3,080,000 | 3,170,000 |
| Securities available for sale | 67,075,000 | 64,894,000 | 60,596,000 | 59,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,450,000 | 299,919,000 | 309,539,000 | 304,635,000 |
| Interest-bearing deposits | 207,403,000 | 226,113,000 | 242,863,000 | 241,220,000 |
| Noninterest-bearing deposits | 66,047,000 | 73,806,000 | 66,676,000 | 63,415,000 |
| Equity capital | 34,015,000 | 31,271,000 | 28,898,000 | 28,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,669,000 | 5,534,000 | 8,914,000 | 12,798,000 |
| Interest expense | 296,000 | 646,000 | 1,309,000 | 2,474,000 |
| Net interest income | 2,373,000 | 4,888,000 | 7,605,000 | 10,324,000 |
| Noninterest income | 314,000 | 434,000 | 469,000 | 567,000 |
| Noninterest expense | 1,379,000 | 2,865,000 | 4,398,000 | 6,056,000 |
| Provision for loan losses | 30,000 | 60,000 | 150,000 | 240,000 |
| Pretax income | 1,278,000 | 2,397,000 | 3,529,000 | 4,598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,278,000 | 2,397,000 | 3,529,000 | 4,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,907,000 | 38,418,000 | 38,941,000 | 38,914,000 |
| Total capital | 40,867,000 | 41,408,000 | 42,021,000 | 42,084,000 |
| Risk-weighted assets | 256,763,000 | 272,125,000 | 291,844,000 | 296,109,000 |