Call reports 2021
BLC COMMUNITY BANK — 2021
What BLC COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 327,631,000 | 327,032,000 | 321,385,000 | 317,519,000 |
| Total loans | 246,737,000 | 247,983,000 | 233,252,000 | 231,310,000 |
| Allowance for loan losses | 2,855,000 | 2,855,000 | 2,930,000 | 2,930,000 |
| Securities available for sale | 64,014,000 | 64,964,000 | 68,834,000 | 68,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,311,000 | 249,084,000 | 268,609,000 | 265,907,000 |
| Interest-bearing deposits | 206,559,000 | 184,606,000 | 211,757,000 | 203,487,000 |
| Noninterest-bearing deposits | 59,752,000 | 64,478,000 | 56,852,000 | 62,420,000 |
| Equity capital | 36,359,000 | 37,274,000 | 37,364,000 | 37,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,141,000 | 9,349,000 | 12,463,000 |
| Interest expense | 542,000 | 1,012,000 | 1,400,000 | 1,760,000 |
| Net interest income | 2,597,000 | 5,129,000 | 7,949,000 | 10,703,000 |
| Noninterest income | 775,000 | 1,320,000 | 1,728,000 | 1,953,000 |
| Noninterest expense | 1,373,000 | 2,769,000 | 4,198,000 | 5,706,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 2,079,000 | 3,871,000 | 5,643,000 | 7,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,079,000 | 3,871,000 | 5,643,000 | 7,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,717,000 | 36,418,000 | 36,978,000 | 37,237,000 |
| Total capital | 38,572,000 | 39,273,000 | 39,908,000 | 40,167,000 |
| Risk-weighted assets | 241,086,000 | 245,353,000 | 242,327,000 | 246,789,000 |