Call reports 2020
BLC COMMUNITY BANK — 2020
What BLC COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 266,477,000 | 320,368,000 | 314,979,000 | 329,664,000 |
| Total loans | 213,302,000 | 245,755,000 | 253,299,000 | 243,422,000 |
| Allowance for loan losses | 2,688,000 | 2,688,000 | 2,839,000 | 2,839,000 |
| Securities available for sale | 47,675,000 | 49,478,000 | 50,908,000 | 67,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,217,000 | 240,558,000 | 244,707,000 | 260,657,000 |
| Interest-bearing deposits | 32,795,000 | 190,347,000 | 192,226,000 | 204,248,000 |
| Noninterest-bearing deposits | 171,422,000 | 50,211,000 | 52,481,000 | 56,409,000 |
| Equity capital | 33,089,000 | 35,378,000 | 35,889,000 | 36,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,504,000 | 8,431,000 | 11,802,000 |
| Interest expense | 905,000 | 1,746,000 | 2,489,000 | 3,125,000 |
| Net interest income | 1,904,000 | 3,758,000 | 5,942,000 | 8,677,000 |
| Noninterest income | 238,000 | 1,342,000 | 2,257,000 | 3,518,000 |
| Noninterest expense | 1,193,000 | 2,514,000 | 3,740,000 | 5,364,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 1,219,000 | 2,888,000 | 4,611,000 | 6,983,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,219,000 | 2,888,000 | 4,611,000 | 6,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,520,000 | 33,526,000 | 33,803,000 | 34,607,000 |
| Total capital | 35,185,000 | 36,214,000 | 36,599,000 | 37,446,000 |
| Risk-weighted assets | 213,234,000 | 215,142,000 | 223,639,000 | 233,645,000 |