Call reports 2019
BLC COMMUNITY BANK — 2019
What BLC COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 270,187,000 | 271,660,000 | 300,164,000 | 269,194,000 |
| Total loans | 206,608,000 | 215,977,000 | 218,354,000 | 209,345,000 |
| Allowance for loan losses | 2,551,000 | 2,598,000 | 2,664,000 | 2,687,000 |
| Securities available for sale | 45,338,000 | 42,158,000 | 43,875,000 | 48,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,550,000 | 208,534,000 | 240,766,000 | 210,593,000 |
| Interest-bearing deposits | 184,351,000 | 179,309,000 | 185,134,000 | 174,802,000 |
| Noninterest-bearing deposits | 31,199,000 | 29,225,000 | 55,632,000 | 35,791,000 |
| Equity capital | 31,139,000 | 32,171,000 | 32,835,000 | 32,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,751,000 | 8,783,000 | 11,726,000 |
| Interest expense | 815,000 | 1,754,000 | 2,742,000 | 3,686,000 |
| Net interest income | 2,008,000 | 3,997,000 | 6,041,000 | 8,040,000 |
| Noninterest income | 112,000 | 215,000 | 407,000 | 658,000 |
| Noninterest expense | 1,078,000 | 2,196,000 | 3,280,000 | 4,411,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 220,000 |
| Pretax income | 976,000 | 1,881,000 | 2,967,000 | 4,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 1,881,000 | 2,967,000 | 4,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,028,000 | 31,332,000 | 31,785,000 | 31,904,000 |
| Total capital | 33,579,000 | 33,930,000 | 34,449,000 | 34,545,000 |
| Risk-weighted assets | 212,962,000 | 219,952,000 | 225,795,000 | 211,296,000 |