Call reports 2018
BLC COMMUNITY BANK — 2018
What BLC COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 229,864,000 | 237,361,000 | 237,910,000 | 254,553,000 |
| Total loans | 178,949,000 | 187,259,000 | 191,935,000 | 196,824,000 |
| Allowance for loan losses | 2,656,000 | 2,380,000 | 2,476,000 | 2,485,000 |
| Securities available for sale | 35,896,000 | 35,592,000 | 35,354,000 | 40,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,399,000 | 185,245,000 | 187,860,000 | 206,061,000 |
| Interest-bearing deposits | 156,028,000 | 158,483,000 | 158,548,000 | 168,851,000 |
| Noninterest-bearing deposits | 29,371,000 | 26,762,000 | 29,312,000 | 37,210,000 |
| Equity capital | 29,331,000 | 29,489,000 | 29,818,000 | 30,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,507,000 | 6,987,000 | 9,620,000 |
| Interest expense | 402,000 | 901,000 | 1,491,000 | 2,196,000 |
| Net interest income | 1,781,000 | 3,606,000 | 5,496,000 | 7,424,000 |
| Noninterest income | 63,000 | 153,000 | 273,000 | 358,000 |
| Noninterest expense | 955,000 | 1,930,000 | 2,889,000 | 4,027,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 890,000 | 1,826,000 | 2,874,000 | 3,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 890,000 | 1,826,000 | 2,874,000 | 3,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,012,000 | 30,349,000 | 30,796,000 | 30,651,000 |
| Total capital | 32,303,000 | 32,676,000 | 33,224,000 | 33,136,000 |
| Risk-weighted assets | 182,957,000 | 186,123,000 | 194,251,000 | 200,366,000 |