Call reports 2017
BLC COMMUNITY BANK — 2017
What BLC COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 209,195,000 | 221,975,000 | 219,762,000 | 230,965,000 |
| Total loans | 162,034,000 | 173,300,000 | 175,775,000 | 177,815,000 |
| Allowance for loan losses | 3,298,000 | 3,298,000 | 3,298,000 | 2,654,000 |
| Securities available for sale | 32,267,000 | 32,452,000 | 32,741,000 | 34,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,683,000 | 174,840,000 | 176,245,000 | 191,602,000 |
| Interest-bearing deposits | 135,643,000 | 147,289,000 | 148,578,000 | 159,626,000 |
| Noninterest-bearing deposits | 27,040,000 | 27,551,000 | 27,667,000 | 31,976,000 |
| Equity capital | 28,970,000 | 29,485,000 | 29,694,000 | 29,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,930,000 | 4,001,000 | 6,180,000 | 8,362,000 |
| Interest expense | 238,000 | 531,000 | 878,000 | 1,249,000 |
| Net interest income | 1,692,000 | 3,470,000 | 5,302,000 | 7,113,000 |
| Noninterest income | 77,000 | 147,000 | 209,000 | -23,000 |
| Noninterest expense | 950,000 | 1,916,000 | 2,879,000 | 4,108,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 816,000 | 1,700,000 | 2,631,000 | 3,581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 816,000 | 1,700,000 | 2,631,000 | 3,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,998,000 | 29,283,000 | 29,613,000 | 29,602,000 |
| Total capital | 31,020,000 | 31,423,000 | 31,860,000 | 31,871,000 |
| Risk-weighted assets | 160,493,000 | 170,097,000 | 178,762,000 | 181,144,000 |