Call reports 2016
BLC COMMUNITY BANK — 2016
What BLC COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,399,000 | 190,290,000 | 192,628,000 | 203,284,000 |
| Total loans | 134,495,000 | 139,909,000 | 142,567,000 | 155,729,000 |
| Allowance for loan losses | 2,797,000 | 2,797,000 | 2,797,000 | 2,698,000 |
| Securities available for sale | 34,568,000 | 33,430,000 | 33,094,000 | 32,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,992,000 | 145,723,000 | 147,509,000 | 157,356,000 |
| Interest-bearing deposits | 122,617,000 | 117,886,000 | 120,894,000 | 128,282,000 |
| Noninterest-bearing deposits | 25,375,000 | 27,837,000 | 26,615,000 | 29,074,000 |
| Equity capital | 29,032,000 | 29,505,000 | 29,959,000 | 28,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,484,000 | 5,295,000 | 7,147,000 |
| Interest expense | 174,000 | 352,000 | 539,000 | 739,000 |
| Net interest income | 1,565,000 | 3,132,000 | 4,756,000 | 6,408,000 |
| Noninterest income | 61,000 | 141,000 | 415,000 | 275,000 |
| Noninterest expense | 888,000 | 1,820,000 | 2,754,000 | 3,766,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 738,000 | 1,453,000 | 2,417,000 | 3,167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 738,000 | 1,453,000 | 2,417,000 | 3,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,513,000 | 28,689,000 | 29,113,000 | 28,662,000 |
| Total capital | 30,247,000 | 30,479,000 | 30,910,000 | 30,603,000 |
| Risk-weighted assets | 137,698,000 | 142,197,000 | 142,772,000 | 154,589,000 |