Call reports 2015
BLC COMMUNITY BANK — 2015
What BLC COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,364,000 | 177,191,000 | 173,467,000 | 186,592,000 |
| Total loans | 134,593,000 | 133,653,000 | 131,617,000 | 135,603,000 |
| Allowance for loan losses | 4,339,000 | 4,328,000 | 4,328,000 | 2,797,000 |
| Securities available for sale | 29,838,000 | 30,978,000 | 29,647,000 | 31,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,591,000 | 136,922,000 | 135,130,000 | 148,486,000 |
| Interest-bearing deposits | 114,566,000 | 112,042,000 | 108,982,000 | 119,421,000 |
| Noninterest-bearing deposits | 25,025,000 | 24,880,000 | 26,148,000 | 29,065,000 |
| Equity capital | 28,098,000 | 27,928,000 | 28,394,000 | 28,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,692,000 | 3,385,000 | 5,075,000 | 6,785,000 |
| Interest expense | 161,000 | 321,000 | 477,000 | 633,000 |
| Net interest income | 1,531,000 | 3,064,000 | 4,598,000 | 6,152,000 |
| Noninterest income | 59,000 | 115,000 | 198,000 | 405,000 |
| Noninterest expense | 858,000 | 1,677,000 | 2,537,000 | 3,543,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 732,000 | 1,533,000 | 2,290,000 | 4,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 732,000 | 1,533,000 | 2,290,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,503,000 | 27,764,000 | 27,981,000 | 28,255,000 |
| Total capital | 29,204,000 | 29,431,000 | 29,629,000 | 29,998,000 |
| Risk-weighted assets | 133,468,000 | 130,755,000 | 129,217,000 | 138,397,000 |