Call reports 2013
BLC COMMUNITY BANK — 2013
What BLC COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 189,484,000 | 184,576,000 | 178,977,000 | 176,401,000 |
| Total loans | 155,779,000 | 152,322,000 | 143,745,000 | 137,551,000 |
| Allowance for loan losses | 5,308,000 | 5,348,000 | 4,749,000 | 4,327,000 |
| Securities available for sale | 16,656,000 | 20,107,000 | 22,274,000 | 23,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,897,000 | 155,897,000 | 150,103,000 | 147,838,000 |
| Interest-bearing deposits | 136,440,000 | 132,278,000 | 126,031,000 | 120,563,000 |
| Noninterest-bearing deposits | 24,457,000 | 23,619,000 | 24,072,000 | 27,275,000 |
| Equity capital | 26,452,000 | 26,425,000 | 26,516,000 | 26,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 3,972,000 | 6,019,000 | 7,847,000 |
| Interest expense | 302,000 | 586,000 | 854,000 | 1,083,000 |
| Net interest income | 1,714,000 | 3,386,000 | 5,165,000 | 6,764,000 |
| Noninterest income | 131,000 | 249,000 | 320,000 | 370,000 |
| Noninterest expense | 861,000 | 1,749,000 | 2,591,000 | 3,746,000 |
| Provision for loan losses | 225,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 759,000 | 1,611,000 | 2,619,000 | 3,113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 759,000 | 1,611,000 | 2,619,000 | 3,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,880,000 | 26,192,000 | 26,661,000 | 26,437,000 |
| Total capital | 27,794,000 | 28,034,000 | 28,411,000 | 28,155,000 |
| Risk-weighted assets | 149,760,000 | 143,922,000 | 136,985,000 | 134,794,000 |