Call reports 2012
BLC COMMUNITY BANK — 2012
What BLC COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,324,000 | 194,600,000 | 198,451,000 | 195,737,000 |
| Total loans | 167,663,000 | 169,048,000 | 170,309,000 | 162,257,000 |
| Allowance for loan losses | 5,307,000 | 5,607,000 | 6,657,000 | 5,082,000 |
| Securities available for sale | 19,256,000 | 18,220,000 | 17,064,000 | 17,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,056,000 | 161,233,000 | 164,266,000 | 167,370,000 |
| Interest-bearing deposits | 133,555,000 | 138,673,000 | 140,412,000 | 139,027,000 |
| Noninterest-bearing deposits | 24,501,000 | 22,560,000 | 23,854,000 | 28,343,000 |
| Equity capital | 25,791,000 | 26,308,000 | 25,980,000 | 26,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,251,000 | 4,624,000 | 6,872,000 | 9,067,000 |
| Interest expense | 440,000 | 830,000 | 1,201,000 | 1,539,000 |
| Net interest income | 1,811,000 | 3,794,000 | 5,671,000 | 7,528,000 |
| Noninterest income | 183,000 | 334,000 | 458,000 | 696,000 |
| Noninterest expense | 809,000 | 1,624,000 | 2,422,000 | 3,277,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,650,000 | 1,900,000 |
| Pretax income | 885,000 | 1,904,000 | 2,057,000 | 3,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 885,000 | 1,904,000 | 2,057,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,185,000 | 25,662,000 | 25,274,000 | 25,602,000 |
| Total capital | 27,253,000 | 27,761,000 | 27,390,000 | 27,603,000 |
| Risk-weighted assets | 162,281,000 | 164,395,000 | 164,718,000 | 157,381,000 |