Call reports 2016
HORRY COUNTY STATE BANK — 2016
What HORRY COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 363,415,000 | 382,930,000 | 381,304,000 | 376,116,000 |
| Total loans | 199,635,000 | 203,351,000 | 209,176,000 | 215,112,000 |
| Allowance for loan losses | 3,719,000 | 4,492,000 | 4,676,000 | 3,750,000 |
| Securities available for sale | 83,205,000 | 80,969,000 | 111,581,000 | 106,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,578,000 | 324,642,000 | 324,834,000 | 314,149,000 |
| Interest-bearing deposits | 295,237,000 | 280,485,000 | 277,697,000 | 272,751,000 |
| Noninterest-bearing deposits | 40,341,000 | 44,157,000 | 47,137,000 | 41,398,000 |
| Equity capital | 8,515,000 | 38,013,000 | 35,948,000 | 34,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,988,000 | 6,043,000 | 9,222,000 | 12,367,000 |
| Interest expense | 672,000 | 1,333,000 | 2,001,000 | 2,654,000 |
| Net interest income | 2,316,000 | 4,710,000 | 7,221,000 | 9,713,000 |
| Noninterest income | -965,000 | -3,721,000 | -4,814,000 | -4,451,000 |
| Noninterest expense | 2,841,000 | 7,107,000 | 10,434,000 | 13,235,000 |
| Provision for loan losses | 1,424,000 | 4,984,000 | 4,984,000 | 3,923,000 |
| Pretax income | -2,897,000 | -11,187,000 | -12,943,000 | -11,828,000 |
| Income tax | 0 | -3,863,000 | -3,863,000 | -3,926,000 |
| Net income | -2,897,000 | -7,324,000 | -9,080,000 | -7,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,238,000 | 38,114,000 | 36,404,000 | 37,721,000 |
| Total capital | 12,200,000 | 41,053,000 | 39,441,000 | 40,833,000 |
| Risk-weighted assets | 236,204,000 | 233,528,000 | 241,307,000 | 248,316,000 |