Call reports 2015
HORRY COUNTY STATE BANK — 2015
What HORRY COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 425,007,000 | 413,774,000 | 378,415,000 | 361,387,000 |
| Total loans | 230,134,000 | 231,755,000 | 219,981,000 | 209,367,000 |
| Allowance for loan losses | 5,389,000 | 5,599,000 | 5,021,000 | 4,601,000 |
| Securities available for sale | 96,741,000 | 91,466,000 | 84,291,000 | 89,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,704,000 | 384,589,000 | 347,665,000 | 330,881,000 |
| Interest-bearing deposits | 366,908,000 | 358,273,000 | 325,240,000 | 290,653,000 |
| Noninterest-bearing deposits | 27,797,000 | 26,316,000 | 22,425,000 | 40,228,000 |
| Equity capital | 11,211,000 | 9,923,000 | 11,233,000 | 10,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,348,000 | 6,848,000 | 10,467,000 | 13,725,000 |
| Interest expense | 795,000 | 1,584,000 | 2,329,000 | 3,027,000 |
| Net interest income | 2,553,000 | 5,264,000 | 8,138,000 | 10,698,000 |
| Noninterest income | 1,075,000 | 1,629,000 | 2,826,000 | 3,202,000 |
| Noninterest expense | 3,165,000 | 6,551,000 | 9,871,000 | 12,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 598,000 | 554,000 | 1,325,000 | 1,251,000 |
| Income tax | 27,000 | 32,000 | 67,000 | 28,000 |
| Net income | 571,000 | 522,000 | 1,258,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,482,000 | 11,434,000 | 12,169,000 | 12,135,000 |
| Total capital | 14,859,000 | 15,142,000 | 15,666,000 | 15,402,000 |
| Risk-weighted assets | 268,142,000 | 294,742,000 | 278,214,000 | 260,024,000 |