Call reports 2014
HORRY COUNTY STATE BANK — 2014
What HORRY COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 457,879,000 | 453,007,000 | 434,070,000 | 421,476,000 |
| Total loans | 255,093,000 | 251,372,000 | 245,582,000 | 235,543,000 |
| Allowance for loan losses | 9,028,000 | 6,974,000 | 6,214,000 | 5,787,000 |
| Securities available for sale | 114,109,000 | 120,420,000 | 120,831,000 | 106,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,651,000 | 419,642,000 | 401,283,000 | 391,453,000 |
| Interest-bearing deposits | 406,899,000 | 394,969,000 | 377,566,000 | 367,167,000 |
| Noninterest-bearing deposits | 19,752,000 | 24,673,000 | 23,717,000 | 24,286,000 |
| Equity capital | 6,768,000 | 8,879,000 | 8,454,000 | 10,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,138,000 | 8,261,000 | 12,261,000 | 16,096,000 |
| Interest expense | 955,000 | 1,915,000 | 2,849,000 | 3,744,000 |
| Net interest income | 3,183,000 | 6,346,000 | 9,412,000 | 12,352,000 |
| Noninterest income | 881,000 | 1,430,000 | 1,596,000 | 2,806,000 |
| Noninterest expense | 3,392,000 | 6,871,000 | 9,813,000 | 13,097,000 |
| Provision for loan losses | 0 | 0 | 750,000 | 1,061,000 |
| Pretax income | 723,000 | 1,005,000 | 571,000 | 1,201,000 |
| Income tax | 38,000 | 51,000 | 68,000 | 78,000 |
| Net income | 685,000 | 954,000 | 503,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,474,000 | 10,743,000 | 10,291,000 | 10,911,000 |
| Total capital | 14,462,000 | 14,674,000 | 14,154,000 | 14,533,000 |
| Risk-weighted assets | 314,024,000 | 311,420,000 | 306,678,000 | 287,598,000 |