Call reports 2013
HORRY COUNTY STATE BANK — 2013
What HORRY COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 468,546,000 | 466,160,000 | 454,764,000 | 434,555,000 |
| Total loans | 290,169,000 | 286,650,000 | 266,563,000 | 256,424,000 |
| Allowance for loan losses | 11,961,000 | 11,699,000 | 9,664,000 | 9,443,000 |
| Securities available for sale | 72,748,000 | 80,461,000 | 94,396,000 | 94,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,119,000 | 434,378,000 | 424,875,000 | 406,277,000 |
| Interest-bearing deposits | 413,487,000 | 411,189,000 | 406,425,000 | 385,560,000 |
| Noninterest-bearing deposits | 21,632,000 | 23,189,000 | 18,450,000 | 20,717,000 |
| Equity capital | 8,975,000 | 5,424,000 | 4,491,000 | 3,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,184,000 | 8,418,000 | 12,846,000 | 17,071,000 |
| Interest expense | 1,046,000 | 2,054,000 | 3,064,000 | 4,033,000 |
| Net interest income | 3,138,000 | 6,364,000 | 9,782,000 | 13,038,000 |
| Noninterest income | 396,000 | 748,000 | 1,392,000 | 2,583,000 |
| Noninterest expense | 3,567,000 | 7,397,000 | 11,358,000 | 15,347,000 |
| Provision for loan losses | -1,000,000 | -1,000,000 | -1,200,000 | -1,497,000 |
| Pretax income | 1,051,000 | 1,013,000 | 1,314,000 | 2,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,051,000 | 1,013,000 | 1,314,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,770,000 | 8,732,000 | 9,033,000 | 9,789,000 |
| Total capital | 13,162,000 | 13,038,000 | 13,211,000 | 13,839,000 |
| Risk-weighted assets | 343,776,000 | 337,101,000 | 328,745,000 | 318,633,000 |