Call reports 2012
HORRY COUNTY STATE BANK — 2012
What HORRY COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 536,965,000 | 531,250,000 | 511,958,000 | 469,010,000 |
| Total loans | 350,847,000 | 336,787,000 | 324,908,000 | 302,234,000 |
| Allowance for loan losses | 20,690,000 | 18,446,000 | 21,742,000 | 14,150,000 |
| Securities available for sale | 118,037,000 | 116,735,000 | 89,553,000 | 77,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,268,000 | 481,883,000 | 474,468,000 | 436,073,000 |
| Interest-bearing deposits | 468,164,000 | 459,621,000 | 452,139,000 | 417,254,000 |
| Noninterest-bearing deposits | 22,104,000 | 22,262,000 | 22,329,000 | 18,819,000 |
| Equity capital | 14,007,000 | 14,088,000 | 11,160,000 | 7,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,543,000 | 10,724,000 | 15,750,000 | 20,371,000 |
| Interest expense | 1,306,000 | 2,548,000 | 3,763,000 | 4,871,000 |
| Net interest income | 4,237,000 | 8,176,000 | 11,987,000 | 15,500,000 |
| Noninterest income | 721,000 | 1,320,000 | 1,853,000 | 580,000 |
| Noninterest expense | 3,649,000 | 7,507,000 | 12,085,000 | 15,093,000 |
| Provision for loan losses | 1,318,000 | 3,370,000 | 7,885,000 | 10,530,000 |
| Pretax income | 63,000 | -908,000 | -4,679,000 | -7,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | -908,000 | -4,679,000 | -7,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,682,000 | 14,712,000 | 10,940,000 | 7,720,000 |
| Total capital | 20,759,000 | 19,722,000 | 15,732,000 | 12,172,000 |
| Risk-weighted assets | 390,542,000 | 387,352,000 | 366,431,000 | 346,457,000 |