Call reports 2011
HORRY COUNTY STATE BANK — 2011
What HORRY COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 656,373,000 | 574,241,000 | 544,826,000 | 535,901,000 |
| Total loans | 426,373,000 | 410,595,000 | 391,447,000 | 366,995,000 |
| Allowance for loan losses | 16,070,000 | 21,116,000 | 19,675,000 | 21,178,000 |
| Securities available for sale | 159,279,000 | 82,477,000 | 80,855,000 | 100,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,082,000 | 517,598,000 | 495,830,000 | 491,351,000 |
| Interest-bearing deposits | 532,679,000 | 493,607,000 | 471,859,000 | 468,124,000 |
| Noninterest-bearing deposits | 31,403,000 | 23,991,000 | 23,971,000 | 23,227,000 |
| Equity capital | 32,413,000 | 20,487,000 | 17,184,000 | 12,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,581,000 | 14,245,000 | 20,140,000 | 25,633,000 |
| Interest expense | 2,677,000 | 4,649,000 | 6,285,000 | 7,668,000 |
| Net interest income | 4,904,000 | 9,596,000 | 13,855,000 | 17,965,000 |
| Noninterest income | 27,000 | 656,000 | -15,000 | 972,000 |
| Noninterest expense | 5,573,000 | 11,223,000 | 15,267,000 | 19,386,000 |
| Provision for loan losses | 8,550,000 | 17,615,000 | 20,175,000 | 25,271,000 |
| Pretax income | -7,377,000 | -16,025,000 | -18,981,000 | -22,768,000 |
| Income tax | 0 | 4,735,000 | 4,851,000 | 4,851,000 |
| Net income | -7,377,000 | -20,760,000 | -23,832,000 | -27,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,522,000 | 21,363,000 | 18,406,000 | 15,620,000 |
| Total capital | 36,502,000 | 27,127,000 | 23,878,000 | 20,896,000 |
| Risk-weighted assets | 468,328,000 | 445,795,000 | 423,588,000 | 406,203,000 |