Call reports 2010
HORRY COUNTY STATE BANK — 2010
What HORRY COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 777,353,000 | 795,797,000 | 804,355,000 | 787,385,000 |
| Total loans | 492,985,000 | 484,584,000 | 472,143,000 | 445,674,000 |
| Allowance for loan losses | 7,819,000 | 12,768,000 | 13,466,000 | 14,489,000 |
| Securities available for sale | 185,471,000 | 213,938,000 | 245,852,000 | 265,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,842,000 | 621,330,000 | 632,618,000 | 632,604,000 |
| Interest-bearing deposits | 579,413,000 | 604,073,000 | 609,839,000 | 608,977,000 |
| Noninterest-bearing deposits | 21,429,000 | 17,257,000 | 22,779,000 | 23,627,000 |
| Equity capital | 51,043,000 | 53,007,000 | 51,387,000 | 41,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,443,000 | 16,504,000 | 24,427,000 | 32,514,000 |
| Interest expense | 3,328,000 | 6,915,000 | 10,379,000 | 13,619,000 |
| Net interest income | 5,115,000 | 9,589,000 | 14,048,000 | 18,895,000 |
| Noninterest income | 906,000 | 1,750,000 | 1,419,000 | 345,000 |
| Noninterest expense | 4,261,000 | 8,459,000 | 12,896,000 | 16,996,000 |
| Provision for loan losses | 1,813,000 | 11,412,000 | 15,511,000 | 23,084,000 |
| Pretax income | 26,000 | -8,410,000 | -12,748,000 | -20,634,000 |
| Income tax | 9,000 | -2,917,000 | -4,422,000 | -3,938,000 |
| Net income | 17,000 | -5,493,000 | -8,326,000 | -16,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,971,000 | 52,461,000 | 49,628,000 | 39,158,000 |
| Total capital | 57,656,000 | 59,221,000 | 56,351,000 | 45,595,000 |
| Risk-weighted assets | 533,705,000 | 534,826,000 | 531,120,000 | 506,888,000 |