Call reports 2005
HORRY COUNTY STATE BANK — 2005
What HORRY COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 306,923,000 | 321,535,000 | 331,105,000 | 331,098,000 |
| Total loans | 217,768,000 | 228,997,000 | 234,755,000 | 235,669,000 |
| Allowance for loan losses | 2,291,000 | 2,387,000 | 2,467,000 | 2,569,000 |
| Securities available for sale | 41,553,000 | 40,806,000 | 40,870,000 | 38,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,351,000 | 247,747,000 | 255,784,000 | 254,970,000 |
| Interest-bearing deposits | 213,990,000 | 222,983,000 | 227,873,000 | 228,719,000 |
| Noninterest-bearing deposits | 19,361,000 | 24,764,000 | 27,911,000 | 26,251,000 |
| Equity capital | 28,485,000 | 29,051,000 | 29,677,000 | 30,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,410,000 | 8,949,000 | 13,989,000 | 19,153,000 |
| Interest expense | 1,454,000 | 3,176,000 | 5,045,000 | 7,102,000 |
| Net interest income | 2,956,000 | 5,773,000 | 8,944,000 | 12,051,000 |
| Noninterest income | 456,000 | 958,000 | 1,415,000 | 1,908,000 |
| Noninterest expense | 2,051,000 | 4,288,000 | 6,500,000 | 8,759,000 |
| Provision for loan losses | 225,000 | 500,000 | 850,000 | 1,070,000 |
| Pretax income | 1,136,000 | 1,891,000 | 2,957,000 | 4,078,000 |
| Income tax | 394,000 | 656,000 | 1,026,000 | 1,415,000 |
| Net income | 742,000 | 1,235,000 | 1,931,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,751,000 | 29,239,000 | 29,937,000 | 30,664,000 |
| Total capital | 31,042,000 | 31,626,000 | 32,404,000 | 33,233,000 |
| Risk-weighted assets | 232,509,000 | 241,152,000 | 247,244,000 | 248,743,000 |
Machine access — free, no API key
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