Call reports 2015
FIRST AND CITIZENS BANK — 2015
What FIRST AND CITIZENS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,108,000 | 123,672,000 | 126,552,000 | 126,584,000 |
| Total loans | 66,125,000 | 66,595,000 | 65,520,000 | 65,313,000 |
| Allowance for loan losses | 962,000 | 1,026,000 | 1,189,000 | 1,174,000 |
| Securities available for sale | 6,196,000 | 6,830,000 | 5,405,000 | 6,762,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,513,000 | 108,904,000 | 111,438,000 | 111,379,000 |
| Interest-bearing deposits | 92,299,000 | 92,315,000 | 91,689,000 | 92,101,000 |
| Noninterest-bearing deposits | 21,214,000 | 16,589,000 | 19,749,000 | 19,278,000 |
| Equity capital | 14,343,000 | 14,403,000 | 14,627,000 | 14,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,403,000 | 3,598,000 | 4,774,000 |
| Interest expense | 164,000 | 322,000 | 471,000 | 616,000 |
| Net interest income | 1,029,000 | 2,081,000 | 3,127,000 | 4,158,000 |
| Noninterest income | 87,000 | 186,000 | 281,000 | 396,000 |
| Noninterest expense | 858,000 | 1,722,000 | 2,535,000 | 3,451,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 238,000 | 525,000 | 853,000 | 1,083,000 |
| Income tax | 73,000 | 163,000 | 266,000 | 337,000 |
| Net income | 165,000 | 362,000 | 587,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,256,000 | 14,333,000 | 14,558,000 | 14,717,000 |
| Total capital | 14,904,000 | 14,996,000 | 15,206,000 | 15,377,000 |
| Risk-weighted assets | 51,594,000 | 52,588,000 | 51,280,000 | 52,325,000 |