Call reports 2013
FIRST AND CITIZENS BANK — 2013
What FIRST AND CITIZENS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,669,000 | 119,075,000 | 120,555,000 | 125,038,000 |
| Total loans | 71,055,000 | 70,899,000 | 70,935,000 | 70,082,000 |
| Allowance for loan losses | 1,080,000 | 1,072,000 | 1,197,000 | 1,203,000 |
| Securities available for sale | 6,144,000 | 7,581,000 | 9,198,000 | 9,040,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,052,000 | 105,317,000 | 106,568,000 | 111,091,000 |
| Interest-bearing deposits | 91,402,000 | 91,865,000 | 93,197,000 | 96,592,000 |
| Noninterest-bearing deposits | 13,650,000 | 13,452,000 | 13,371,000 | 14,499,000 |
| Equity capital | 13,199,000 | 13,318,000 | 13,440,000 | 13,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,236,000 | 2,458,000 | 3,689,000 | 4,922,000 |
| Interest expense | 229,000 | 452,000 | 664,000 | 867,000 |
| Net interest income | 1,007,000 | 2,006,000 | 3,025,000 | 4,055,000 |
| Noninterest income | 88,000 | 189,000 | 278,000 | 391,000 |
| Noninterest expense | 772,000 | 1,568,000 | 2,360,000 | 3,268,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 150,000 |
| Pretax income | 323,000 | 627,000 | 818,000 | 1,028,000 |
| Income tax | 103,000 | 198,000 | 255,000 | 315,000 |
| Net income | 220,000 | 429,000 | 563,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,994,000 | 13,204,000 | 13,337,000 | 13,487,000 |
| Total capital | 13,692,000 | 13,904,000 | 14,039,000 | 14,190,000 |
| Risk-weighted assets | 55,449,000 | 55,648,000 | 55,691,000 | 55,708,000 |