Call reports 2012

FIRST AND CITIZENS BANK — 2012

Name: FIRST AND CITIZENS BANK — FFIEC call report 2012
Creator: FIRST AND CITIZENS BANK

What FIRST AND CITIZENS BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/007ad642-e0b8-4394-951f-92ca6a0ebaa2/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	115,943,000	117,699,000	117,914,000	117,313,000
Total loans	71,613,000	71,371,000	72,294,000	71,725,000
Allowance for loan losses	956,000	972,000	1,011,000	1,151,000
Securities available for sale	8,047,000	7,920,000	7,023,000	6,858,000
Securities held to maturity	6,000	6,000	5,000	5,000
Trading assets	0	0	0	0
Total deposits	102,966,000	104,499,000	103,763,000	103,751,000
Interest-bearing deposits	90,817,000	91,378,000	90,464,000	91,687,000
Noninterest-bearing deposits	12,149,000	13,121,000	13,299,000	12,064,000
Equity capital	12,659,000	12,806,000	12,964,000	13,008,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	1,287,000	2,547,000	3,796,000	5,075,000
Interest expense	314,000	605,000	879,000	1,127,000
Net interest income	973,000	1,942,000	2,917,000	3,948,000
Noninterest income	67,000	144,000	240,000	354,000
Noninterest expense	780,000	1,568,000	2,371,000	3,270,000
Provision for loan losses	50,000	80,000	130,000	280,000
Pretax income	210,000	438,000	656,000	752,000
Income tax	64,000	133,000	200,000	218,000
Net income	146,000	305,000	456,000	534,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	12,386,000	12,545,000	12,696,000	12,774,000
Total capital	13,088,000	13,245,000	13,402,000	13,472,000
Risk-weighted assets	55,926,000	55,728,000	56,160,000	55,383,000