Call reports 2011
FIRST AND CITIZENS BANK — 2011
What FIRST AND CITIZENS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,677,000 | 115,277,000 | 115,951,000 | 115,881,000 |
| Total loans | 74,310,000 | 74,096,000 | 73,269,000 | 72,183,000 |
| Allowance for loan losses | 839,000 | 855,000 | 857,000 | 917,000 |
| Securities available for sale | 11,416,000 | 8,573,000 | 6,767,000 | 7,370,000 |
| Securities held to maturity | 7,000 | 6,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,334,000 | 102,423,000 | 102,956,000 | 102,665,000 |
| Interest-bearing deposits | 92,161,000 | 90,445,000 | 88,875,000 | 91,505,000 |
| Noninterest-bearing deposits | 11,173,000 | 11,978,000 | 14,081,000 | 11,160,000 |
| Equity capital | 12,050,000 | 12,241,000 | 12,455,000 | 12,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,719,000 | 4,058,000 | 5,360,000 |
| Interest expense | 400,000 | 769,000 | 1,123,000 | 1,463,000 |
| Net interest income | 964,000 | 1,950,000 | 2,935,000 | 3,897,000 |
| Noninterest income | 74,000 | 148,000 | 216,000 | 304,000 |
| Noninterest expense | 777,000 | 1,568,000 | 2,318,000 | 3,168,000 |
| Provision for loan losses | 250,000 | 270,000 | 280,000 | 358,000 |
| Pretax income | 11,000 | 260,000 | 553,000 | 675,000 |
| Income tax | 0 | 73,000 | 165,000 | 194,000 |
| Net income | 11,000 | 187,000 | 388,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,770,000 | 11,946,000 | 12,147,000 | 12,240,000 |
| Total capital | 12,493,000 | 12,673,000 | 12,860,000 | 12,945,000 |
| Risk-weighted assets | 57,700,000 | 58,020,000 | 56,872,000 | 56,178,000 |