Call reports 2010
FIRST AND CITIZENS BANK — 2010
What FIRST AND CITIZENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,062,000 | 113,459,000 | 115,553,000 | 115,466,000 |
| Total loans | 73,980,000 | 75,318,000 | 74,976,000 | 75,183,000 |
| Allowance for loan losses | 803,000 | 817,000 | 820,000 | 883,000 |
| Securities available for sale | 22,161,000 | 20,562,000 | 15,521,000 | 11,142,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,126,000 | 100,788,000 | 102,608,000 | 102,897,000 |
| Interest-bearing deposits | 88,056,000 | 90,207,000 | 91,437,000 | 91,751,000 |
| Noninterest-bearing deposits | 11,070,000 | 10,581,000 | 11,171,000 | 11,146,000 |
| Equity capital | 11,909,000 | 12,047,000 | 12,241,000 | 12,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,792,000 | 4,176,000 | 5,590,000 |
| Interest expense | 492,000 | 978,000 | 1,436,000 | 1,876,000 |
| Net interest income | 904,000 | 1,814,000 | 2,740,000 | 3,714,000 |
| Noninterest income | 85,000 | 158,000 | 239,000 | 333,000 |
| Noninterest expense | 782,000 | 1,527,000 | 2,304,000 | 3,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 393,000 |
| Pretax income | 207,000 | 445,000 | 675,000 | 502,000 |
| Income tax | 63,000 | 136,000 | 207,000 | 143,000 |
| Net income | 144,000 | 309,000 | 468,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,544,000 | 11,709,000 | 11,868,000 | 11,759,000 |
| Total capital | 12,328,000 | 12,489,000 | 12,626,000 | 12,500,000 |
| Risk-weighted assets | 62,740,000 | 62,344,000 | 60,609,000 | 59,122,000 |