Call reports 2008
FIRST AND CITIZENS BANK — 2008
What FIRST AND CITIZENS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,076,000 | 99,821,000 | 101,734,000 | 102,875,000 |
| Total loans | 75,237,000 | 73,952,000 | 74,891,000 | 74,097,000 |
| Allowance for loan losses | 779,000 | 767,000 | 758,000 | 724,000 |
| Securities available for sale | 14,732,000 | 19,874,000 | 20,523,000 | 21,611,000 |
| Securities held to maturity | 10,000 | 10,000 | 9,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,002,000 | 88,653,000 | 90,070,000 | 91,052,000 |
| Interest-bearing deposits | 79,170,000 | 77,898,000 | 80,129,000 | 82,410,000 |
| Noninterest-bearing deposits | 10,832,000 | 10,755,000 | 9,941,000 | 8,642,000 |
| Equity capital | 10,474,000 | 10,471,000 | 10,840,000 | 11,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,545,000 | 3,044,000 | 4,539,000 | 6,017,000 |
| Interest expense | 709,000 | 1,365,000 | 1,997,000 | 2,623,000 |
| Net interest income | 836,000 | 1,679,000 | 2,542,000 | 3,394,000 |
| Noninterest income | 69,000 | 157,000 | 225,000 | 285,000 |
| Noninterest expense | 660,000 | 1,262,000 | 1,890,000 | 2,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 574,000 | 877,000 | 1,042,000 |
| Income tax | 80,000 | 193,000 | 288,000 | 341,000 |
| Net income | 165,000 | 381,000 | 589,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,315,000 | 10,531,000 | 10,740,000 | 10,851,000 |
| Total capital | 11,080,000 | 11,277,000 | 11,496,000 | 11,575,000 |
| Risk-weighted assets | 61,200,000 | 59,652,000 | 60,483,000 | 60,267,000 |
Machine access — free, no API key
Every figure shown here about FIRST AND CITIZENS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.