Call reports 2005
FIRST AND CITIZENS BANK — 2005
What FIRST AND CITIZENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 92,366,000 | 94,519,000 | 95,400,000 | 97,094,000 |
| Total loans | 73,007,000 | 74,948,000 | 76,734,000 | 77,131,000 |
| Allowance for loan losses | 743,000 | 750,000 | 769,000 | 805,000 |
| Securities available for sale | 12,929,000 | 11,152,000 | 10,336,000 | 12,170,000 |
| Securities held to maturity | 22,000 | 20,000 | 17,000 | 16,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,586,000 | 83,608,000 | 84,120,000 | 85,817,000 |
| Interest-bearing deposits | 69,381,000 | 71,019,000 | 71,658,000 | 74,592,000 |
| Noninterest-bearing deposits | 14,205,000 | 12,589,000 | 12,462,000 | 11,225,000 |
| Equity capital | 8,237,000 | 8,392,000 | 8,617,000 | 8,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,528,000 | 3,898,000 | 5,207,000 |
| Interest expense | 406,000 | 860,000 | 1,370,000 | 1,921,000 |
| Net interest income | 841,000 | 1,668,000 | 2,528,000 | 3,286,000 |
| Noninterest income | 54,000 | 111,000 | 170,000 | 277,000 |
| Noninterest expense | 580,000 | 1,184,000 | 1,726,000 | 2,463,000 |
| Provision for loan losses | 100,000 | 140,000 | 180,000 | 235,000 |
| Pretax income | 215,000 | 455,000 | 792,000 | 865,000 |
| Income tax | 66,000 | 141,000 | 249,000 | 264,000 |
| Net income | 149,000 | 314,000 | 543,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,241,000 | 8,407,000 | 8,636,000 | 8,653,000 |
| Total capital | 8,984,000 | 9,157,000 | 9,405,000 | 9,458,000 |
| Risk-weighted assets | 63,741,000 | 65,384,000 | 66,848,000 | 66,343,000 |
Machine access — free, no API key
Every figure shown here about FIRST AND CITIZENS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.