Call reports 2014
MINERS BANK — 2014
What MINERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,536,000 | 140,923,000 | 139,978,000 | 138,343,000 |
| Total loans | 112,383,000 | 115,909,000 | 116,485,000 | 116,695,000 |
| Allowance for loan losses | 1,235,000 | 1,256,000 | 1,344,000 | 1,346,000 |
| Securities available for sale | 12,033,000 | 13,053,000 | 11,538,000 | 11,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,338,000 | 120,691,000 | 120,880,000 | 117,499,000 |
| Interest-bearing deposits | 90,390,000 | 96,261,000 | 95,709,000 | 91,723,000 |
| Noninterest-bearing deposits | 24,948,000 | 24,430,000 | 25,171,000 | 25,776,000 |
| Equity capital | 15,239,000 | 14,967,000 | 15,127,000 | 14,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,901,000 | 4,400,000 | 5,814,000 |
| Interest expense | 112,000 | 229,000 | 355,000 | 477,000 |
| Net interest income | 1,342,000 | 2,672,000 | 4,045,000 | 5,337,000 |
| Noninterest income | 235,000 | 408,000 | 584,000 | 234,000 |
| Noninterest expense | 1,406,000 | 2,737,000 | 3,985,000 | 5,189,000 |
| Provision for loan losses | 27,000 | 68,000 | 158,000 | 201,000 |
| Pretax income | 144,000 | 275,000 | 529,000 | 224,000 |
| Income tax | 24,000 | 43,000 | 104,000 | -28,000 |
| Net income | 120,000 | 232,000 | 425,000 | 252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,573,000 | 14,235,000 | 14,427,000 | 14,005,000 |
| Total capital | 15,808,000 | 15,491,000 | 15,771,000 | 15,351,000 |
| Risk-weighted assets | 104,177,000 | 108,465,000 | 109,326,000 | 108,566,000 |
Machine access — free, no API key
Every figure shown here about MINERS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.