Call reports 2007
MINERS BANK — 2007
What MINERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,346,000 | 95,501,000 | 94,486,000 | 92,307,000 |
| Total loans | 53,860,000 | 54,042,000 | 55,146,000 | 55,652,000 |
| Allowance for loan losses | 146,000 | 157,000 | 186,000 | 202,000 |
| Securities available for sale | 19,053,000 | 23,935,000 | 24,740,000 | 22,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,652,000 | 4,908,000 | 4,878,000 | 2,496,000 |
| Total deposits | 91,050,000 | 86,412,000 | 85,093,000 | 82,728,000 |
| Interest-bearing deposits | 66,681,000 | 67,315,000 | 61,973,000 | 63,723,000 |
| Noninterest-bearing deposits | 24,369,000 | 19,097,000 | 23,120,000 | 19,005,000 |
| Equity capital | 8,927,000 | 8,769,000 | 9,052,000 | 9,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,639,000 | 3,966,000 | 5,244,000 |
| Interest expense | 488,000 | 939,000 | 1,399,000 | 1,822,000 |
| Net interest income | 841,000 | 1,700,000 | 2,567,000 | 3,422,000 |
| Noninterest income | 191,000 | 374,000 | 512,000 | 685,000 |
| Noninterest expense | 871,000 | 1,781,000 | 2,652,000 | 3,579,000 |
| Provision for loan losses | 24,000 | 48,000 | 75,000 | 98,000 |
| Pretax income | 137,000 | 245,000 | 352,000 | 430,000 |
| Income tax | 16,000 | 53,000 | 71,000 | 108,000 |
| Net income | 121,000 | 192,000 | 281,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,995,000 | 8,074,000 | 8,120,000 | 8,190,000 |
| Total capital | 8,141,000 | 8,231,000 | 8,306,000 | 8,392,000 |
| Risk-weighted assets | 49,054,000 | 52,979,000 | 47,935,000 | 48,355,000 |
Machine access — free, no API key
Every figure shown here about MINERS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.