Call reports 2006
MINERS BANK — 2006
What MINERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,254,000 | 101,574,000 | 103,453,000 | 99,570,000 |
| Total loans | 56,104,000 | 56,380,000 | 56,798,000 | 55,425,000 |
| Allowance for loan losses | 112,000 | 105,000 | 112,000 | 131,000 |
| Securities available for sale | 36,465,000 | 36,060,000 | 34,197,000 | 33,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,431,000 | 92,707,000 | 94,215,000 | 90,369,000 |
| Interest-bearing deposits | 76,957,000 | 72,411,000 | 74,449,000 | 69,065,000 |
| Noninterest-bearing deposits | 20,474,000 | 20,296,000 | 19,766,000 | 21,304,000 |
| Equity capital | 8,478,000 | 8,276,000 | 8,833,000 | 8,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,700,000 | 4,070,000 | 5,382,000 |
| Interest expense | 442,000 | 910,000 | 1,379,000 | 1,866,000 |
| Net interest income | 899,000 | 1,790,000 | 2,691,000 | 3,516,000 |
| Noninterest income | 148,000 | 299,000 | 455,000 | 615,000 |
| Noninterest expense | 905,000 | 1,827,000 | 2,723,000 | 3,671,000 |
| Provision for loan losses | 23,000 | 45,000 | 66,000 | 89,000 |
| Pretax income | 106,000 | 203,000 | 321,000 | 335,000 |
| Income tax | 15,000 | 23,000 | 35,000 | 51,000 |
| Net income | 91,000 | 180,000 | 286,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,984,000 | 8,102,000 | 8,186,000 | 8,158,000 |
| Total capital | 8,096,000 | 8,207,000 | 8,298,000 | 8,289,000 |
| Risk-weighted assets | 51,559,000 | 50,121,000 | 50,879,000 | 49,842,000 |
Machine access — free, no API key
Every figure shown here about MINERS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.