Call reports 2021
SPRINGFIELD STATE BANK — 2021
What SPRINGFIELD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,228,000 | 76,132,000 | 74,381,000 | 84,267,000 |
| Total loans | 24,636,000 | 27,118,000 | 26,648,000 | 22,691,000 |
| Allowance for loan losses | 504,000 | 383,000 | 383,000 | 383,000 |
| Securities available for sale | 25,262,000 | 25,475,000 | 24,581,000 | 22,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,345,000 | 69,205,000 | 67,265,000 | 77,821,000 |
| Interest-bearing deposits | 40,275,000 | 48,414,000 | 45,834,000 | 50,668,000 |
| Noninterest-bearing deposits | 20,070,000 | 20,791,000 | 21,431,000 | 27,153,000 |
| Equity capital | 6,816,000 | 6,827,000 | 6,995,000 | 6,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 798,000 | 1,211,000 | 1,606,000 |
| Interest expense | 10,000 | 21,000 | 31,000 | 41,000 |
| Net interest income | 369,000 | 777,000 | 1,180,000 | 1,565,000 |
| Noninterest income | 27,000 | 50,000 | 74,000 | 94,000 |
| Noninterest expense | 282,000 | 560,000 | 841,000 | 1,286,000 |
| Provision for loan losses | 30,000 | 174,000 | 174,000 | 174,000 |
| Pretax income | 88,000 | 111,000 | 266,000 | 228,000 |
| Income tax | 7,000 | 14,000 | 22,000 | 8,000 |
| Net income | 81,000 | 97,000 | 244,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,742,000 | 6,757,000 | 6,906,000 | 6,482,000 |