Call reports 2019
SPRINGFIELD STATE BANK — 2019
What SPRINGFIELD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,945,000 | 59,320,000 | 59,990,000 | 56,318,000 |
| Total loans | 25,471,000 | 25,110,000 | 25,372,000 | 23,581,000 |
| Allowance for loan losses | 391,000 | 398,000 | 405,000 | 412,000 |
| Securities available for sale | 10,820,000 | 10,544,000 | 10,615,000 | 9,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,920,000 | 52,976,000 | 53,347,000 | 50,031,000 |
| Interest-bearing deposits | 26,512,000 | 31,453,000 | 32,524,000 | 28,881,000 |
| Noninterest-bearing deposits | 20,408,000 | 21,523,000 | 20,823,000 | 21,150,000 |
| Equity capital | 5,891,000 | 6,193,000 | 6,455,000 | 6,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 942,000 | 1,462,000 | 1,944,000 |
| Interest expense | 18,000 | 38,000 | 60,000 | 81,000 |
| Net interest income | 433,000 | 904,000 | 1,402,000 | 1,863,000 |
| Noninterest income | 35,000 | 69,000 | 97,000 | 127,000 |
| Noninterest expense | 274,000 | 551,000 | 822,000 | 1,150,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 188,000 | 410,000 | 659,000 | 816,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 23,000 |
| Net income | 183,000 | 399,000 | 643,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 6,141,000 | 6,385,000 | 6,186,000 |
| Total capital | 6,256,000 | 6,461,000 | 6,712,000 | 6,488,000 |
| Risk-weighted assets | 26,464,000 | 25,571,000 | 26,139,000 | 24,065,000 |