Call reports 2018
SPRINGFIELD STATE BANK — 2018
What SPRINGFIELD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,074,000 | 52,412,000 | 53,692,000 | 51,348,000 |
| Total loans | 24,947,000 | 25,036,000 | 25,480,000 | 25,098,000 |
| Allowance for loan losses | 364,000 | 371,000 | 378,000 | 385,000 |
| Securities available for sale | 11,002,000 | 11,214,000 | 11,425,000 | 11,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,727,000 | 46,892,000 | 47,855,000 | 45,663,000 |
| Interest-bearing deposits | 23,966,000 | 27,775,000 | 29,705,000 | 24,782,000 |
| Noninterest-bearing deposits | 18,761,000 | 19,117,000 | 18,150,000 | 20,881,000 |
| Equity capital | 5,276,000 | 5,420,000 | 5,633,000 | 5,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 845,000 | 1,297,000 | 1,745,000 |
| Interest expense | 14,000 | 28,000 | 44,000 | 60,000 |
| Net interest income | 385,000 | 817,000 | 1,253,000 | 1,685,000 |
| Noninterest income | 34,000 | 65,000 | 97,000 | 129,000 |
| Noninterest expense | 258,000 | 511,000 | 767,000 | 1,057,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 155,000 | 358,000 | 565,000 | 736,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 21,000 |
| Net income | 150,000 | 348,000 | 550,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,453,000 | 5,650,000 | 5,854,000 | 5,742,000 |
| Total capital | 5,777,000 | 5,975,000 | 6,188,000 | 6,067,000 |
| Risk-weighted assets | 25,883,000 | 25,997,000 | 26,699,000 | 25,981,000 |