Call reports 2017
SPRINGFIELD STATE BANK — 2017
What SPRINGFIELD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,965,000 | 48,117,000 | 50,479,000 | 44,982,000 |
| Total loans | 22,774,000 | 22,865,000 | 25,749,000 | 24,036,000 |
| Allowance for loan losses | 355,000 | 356,000 | 356,000 | 357,000 |
| Securities available for sale | 9,801,000 | 10,372,000 | 10,382,000 | 10,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,812,000 | 42,747,000 | 44,998,000 | 34,832,000 |
| Interest-bearing deposits | 32,001,000 | 32,808,000 | 29,254,000 | 24,198,000 |
| Noninterest-bearing deposits | 9,811,000 | 9,939,000 | 15,744,000 | 10,634,000 |
| Equity capital | 5,090,000 | 5,274,000 | 5,362,000 | 5,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 708,000 | 1,101,000 | 1,499,000 |
| Interest expense | 10,000 | 23,000 | 36,000 | 50,000 |
| Net interest income | 323,000 | 685,000 | 1,065,000 | 1,449,000 |
| Noninterest income | 33,000 | 62,000 | 94,000 | 122,000 |
| Noninterest expense | 252,000 | 505,000 | 766,000 | 1,044,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 102,000 | 253,000 | 404,000 | 539,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 20,000 |
| Net income | 97,000 | 244,000 | 390,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,132,000 | 5,279,000 | 5,425,000 | 5,302,000 |
| Total capital | 5,440,000 | 5,580,000 | 5,760,000 | 5,613,000 |
| Risk-weighted assets | 24,637,000 | 24,099,000 | 26,797,000 | 24,848,000 |