Call reports 2016
SPRINGFIELD STATE BANK — 2016
What SPRINGFIELD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,879,000 | 43,400,000 | 42,161,000 | 40,627,000 |
| Total loans | 25,328,000 | 23,393,000 | 23,374,000 | 23,304,000 |
| Allowance for loan losses | 311,000 | 350,000 | 351,000 | 352,000 |
| Securities available for sale | 10,592,000 | 10,241,000 | 8,815,000 | 8,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,557,000 | 38,308,000 | 36,977,000 | 35,676,000 |
| Interest-bearing deposits | 28,033,000 | 28,916,000 | 27,434,000 | 26,330,000 |
| Noninterest-bearing deposits | 8,524,000 | 9,392,000 | 9,543,000 | 9,346,000 |
| Equity capital | 4,902,000 | 5,005,000 | 5,071,000 | 4,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 365,000 | 733,000 | 1,086,000 | 1,441,000 |
| Interest expense | 11,000 | 20,000 | 31,000 | 41,000 |
| Net interest income | 354,000 | 713,000 | 1,055,000 | 1,400,000 |
| Noninterest income | 37,000 | 68,000 | 98,000 | 128,000 |
| Noninterest expense | 252,000 | 509,000 | 767,000 | 1,033,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 134,000 | 268,000 | 394,000 | 512,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 17,000 |
| Net income | 129,000 | 259,000 | 380,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,916,000 | 5,047,000 | 5,169,000 | 5,035,000 |
| Total capital | 5,227,000 | 5,377,000 | 5,514,000 | 5,378,000 |
| Risk-weighted assets | 28,536,000 | 26,389,000 | 27,606,000 | 27,485,000 |