Call reports 2014
SPRINGFIELD STATE BANK — 2014
What SPRINGFIELD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,202,000 | 41,954,000 | 42,177,000 | 41,127,000 |
| Total loans | 21,495,000 | 20,815,000 | 21,776,000 | 22,242,000 |
| Allowance for loan losses | 263,000 | 261,000 | 268,000 | 275,000 |
| Securities available for sale | 13,145,000 | 13,381,000 | 12,869,000 | 10,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,637,000 | 37,168,000 | 37,216,000 | 36,459,000 |
| Interest-bearing deposits | 28,460,000 | 29,156,000 | 29,422,000 | 27,461,000 |
| Noninterest-bearing deposits | 8,177,000 | 8,013,000 | 7,794,000 | 8,998,000 |
| Equity capital | 4,515,000 | 4,700,000 | 4,854,000 | 4,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 678,000 | 1,019,000 | 1,360,000 |
| Interest expense | 12,000 | 23,000 | 34,000 | 45,000 |
| Net interest income | 327,000 | 655,000 | 985,000 | 1,315,000 |
| Noninterest income | 42,000 | 73,000 | 109,000 | 141,000 |
| Noninterest expense | 251,000 | 495,000 | 742,000 | 991,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 116,000 | 236,000 | 392,000 | 502,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 17,000 |
| Net income | 111,000 | 227,000 | 378,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,463,000 | 4,578,000 | 4,730,000 | 4,568,000 |
| Total capital | 4,726,000 | 4,839,000 | 4,998,000 | 4,843,000 |
| Risk-weighted assets | 23,128,000 | 22,377,000 | 23,378,000 | 23,226,000 |