Call reports 2012
SPRINGFIELD STATE BANK — 2012
What SPRINGFIELD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,587,000 | 41,390,000 | 40,624,000 | 39,402,000 |
| Total loans | 21,573,000 | 21,557,000 | 22,755,000 | 23,043,000 |
| Allowance for loan losses | 249,000 | 252,000 | 255,000 | 262,000 |
| Securities available for sale | 11,821,000 | 11,840,000 | 11,916,000 | 11,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,878,000 | 37,552,000 | 36,628,000 | 35,395,000 |
| Interest-bearing deposits | 27,693,000 | 29,017,000 | 28,818,000 | 27,108,000 |
| Noninterest-bearing deposits | 8,186,000 | 8,535,000 | 7,810,000 | 8,288,000 |
| Equity capital | 3,655,000 | 3,752,000 | 3,887,000 | 3,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 709,000 | 1,067,000 | 1,416,000 |
| Interest expense | 29,000 | 58,000 | 87,000 | 112,000 |
| Net interest income | 328,000 | 651,000 | 980,000 | 1,304,000 |
| Noninterest income | 41,000 | 77,000 | 119,000 | 161,000 |
| Noninterest expense | 245,000 | 495,000 | 747,000 | 997,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 16,000 |
| Pretax income | 123,000 | 241,000 | 363,000 | 473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 241,000 | 363,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,441,000 | 3,559,000 | 3,680,000 | 3,793,000 |
| Total capital | 3,690,000 | 3,811,000 | 3,935,000 | 4,055,000 |
| Risk-weighted assets | 22,354,000 | 22,457,000 | 23,248,000 | 23,465,000 |