Call reports 2011
SPRINGFIELD STATE BANK — 2011
What SPRINGFIELD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,740,000 | 40,979,000 | 41,479,000 | 38,637,000 |
| Total loans | 22,182,000 | 22,317,000 | 21,589,000 | 22,592,000 |
| Allowance for loan losses | 205,000 | 241,000 | 249,000 | 245,000 |
| Securities available for sale | 11,788,000 | 11,613,000 | 13,059,000 | 12,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,679,000 | 37,689,000 | 37,995,000 | 35,119,000 |
| Interest-bearing deposits | 27,026,000 | 29,271,000 | 28,680,000 | 26,624,000 |
| Noninterest-bearing deposits | 8,653,000 | 8,418,000 | 9,315,000 | 8,495,000 |
| Equity capital | 3,011,000 | 3,209,000 | 3,386,000 | 3,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 760,000 | 1,143,000 | 1,528,000 |
| Interest expense | 48,000 | 95,000 | 138,000 | 174,000 |
| Net interest income | 322,000 | 665,000 | 1,005,000 | 1,354,000 |
| Noninterest income | 42,000 | 76,000 | 111,000 | 148,000 |
| Noninterest expense | 242,000 | 485,000 | 719,000 | 976,000 |
| Provision for loan losses | 9,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 98,000 | 193,000 | 334,000 | 467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 193,000 | 334,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,965,000 | 3,046,000 | 3,187,000 | 3,319,000 |
| Total capital | 3,170,000 | 3,287,000 | 3,436,000 | 3,564,000 |
| Risk-weighted assets | 23,064,000 | 23,013,000 | 23,081,000 | 23,438,000 |