Call reports 2014
FRANKLIN COUNTY UNITED BANK — 2014
What FRANKLIN COUNTY UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,868,000 | 87,537,000 | 85,654,000 | 86,948,000 |
| Total loans | 63,565,000 | 65,753,000 | 65,542,000 | 65,314,000 |
| Allowance for loan losses | 2,073,000 | 2,831,000 | 2,836,000 | 2,906,000 |
| Securities available for sale | 9,988,000 | 9,797,000 | 9,497,000 | 10,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,704,000 | 77,612,000 | 75,501,000 | 76,581,000 |
| Interest-bearing deposits | 66,332,000 | 67,154,000 | 65,471,000 | 65,283,000 |
| Noninterest-bearing deposits | 9,372,000 | 10,458,000 | 10,030,000 | 11,298,000 |
| Equity capital | 9,961,000 | 9,707,000 | 9,814,000 | 9,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,038,000 | 3,065,000 | 4,026,000 |
| Interest expense | 153,000 | 302,000 | 442,000 | 576,000 |
| Net interest income | 844,000 | 1,736,000 | 2,623,000 | 3,450,000 |
| Noninterest income | 108,000 | 247,000 | 363,000 | 492,000 |
| Noninterest expense | 735,000 | 1,498,000 | 2,249,000 | 2,961,000 |
| Provision for loan losses | 40,000 | 125,000 | 185,000 | 245,000 |
| Pretax income | 177,000 | 360,000 | 552,000 | 736,000 |
| Income tax | 68,000 | 139,000 | 213,000 | 283,000 |
| Net income | 109,000 | 221,000 | 339,000 | 453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,820,000 | 8,410,000 | 8,527,000 | 8,669,000 |
| Total capital | 9,665,000 | 9,274,000 | 9,387,000 | 9,519,000 |
| Risk-weighted assets | 66,412,000 | 67,189,000 | 66,852,000 | 65,937,000 |
Machine access — free, no API key
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