Call reports 2011
FRANKLIN COUNTY UNITED BANK — 2011
What FRANKLIN COUNTY UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,495,000 | 99,632,000 | 96,638,000 | 93,942,000 |
| Total loans | 71,434,000 | 68,424,000 | 67,354,000 | 66,533,000 |
| Allowance for loan losses | 2,130,000 | 1,979,000 | 2,128,000 | 2,187,000 |
| Securities available for sale | 10,593,000 | 10,856,000 | 10,986,000 | 11,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,447,000 | 88,227,000 | 84,823,000 | 82,342,000 |
| Interest-bearing deposits | 82,716,000 | 81,757,000 | 77,670,000 | 75,315,000 |
| Noninterest-bearing deposits | 6,731,000 | 6,470,000 | 7,153,000 | 7,027,000 |
| Equity capital | 10,848,000 | 11,008,000 | 11,195,000 | 11,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,752,000 | 4,062,000 | 5,312,000 |
| Interest expense | 346,000 | 663,000 | 947,000 | 1,202,000 |
| Net interest income | 1,016,000 | 2,089,000 | 3,115,000 | 4,110,000 |
| Noninterest income | 122,000 | 205,000 | 304,000 | 335,000 |
| Noninterest expense | 797,000 | 1,639,000 | 2,386,000 | 3,113,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 191,000 | 355,000 | 583,000 | 732,000 |
| Income tax | 75,000 | 140,000 | 229,000 | 288,000 |
| Net income | 116,000 | 215,000 | 354,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,541,000 | 10,864,000 | 11,004,000 | 11,094,000 |
| Total capital | 11,550,000 | 11,844,000 | 11,966,000 | 12,041,000 |
| Risk-weighted assets | 79,595,000 | 77,368,000 | 75,783,000 | 74,525,000 |
Machine access — free, no API key
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