Call reports 2009
FRANKLIN COUNTY UNITED BANK — 2009
What FRANKLIN COUNTY UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 89,101,000 | 93,046,000 | 95,512,000 | 97,952,000 |
| Total loans | 67,770,000 | 68,927,000 | 74,669,000 | 74,017,000 |
| Allowance for loan losses | 1,020,000 | 1,112,000 | 1,027,000 | 1,239,000 |
| Securities available for sale | 11,078,000 | 10,576,000 | 10,266,000 | 10,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,216,000 | 80,624,000 | 82,941,000 | 85,808,000 |
| Interest-bearing deposits | 71,934,000 | 75,098,000 | 77,169,000 | 79,759,000 |
| Noninterest-bearing deposits | 5,282,000 | 5,526,000 | 5,772,000 | 6,048,000 |
| Equity capital | 11,682,000 | 12,090,000 | 12,225,000 | 11,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,837,000 | 4,275,000 | 5,698,000 |
| Interest expense | 541,000 | 1,066,000 | 1,565,000 | 2,045,000 |
| Net interest income | 854,000 | 1,771,000 | 2,710,000 | 3,653,000 |
| Noninterest income | 141,000 | 279,000 | 430,000 | 577,000 |
| Noninterest expense | 783,000 | 1,550,000 | 2,314,000 | 3,095,000 |
| Provision for loan losses | 105,000 | 240,000 | 420,000 | 1,005,000 |
| Pretax income | 107,000 | 260,000 | 406,000 | 130,000 |
| Income tax | 45,000 | 108,000 | 168,000 | 55,000 |
| Net income | 62,000 | 152,000 | 238,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,514,000 | 11,975,000 | 12,063,000 | 11,902,000 |
| Total capital | 12,434,000 | 12,889,000 | 13,052,000 | 12,901,000 |
| Risk-weighted assets | 73,478,000 | 73,951,000 | 79,106,000 | 79,712,000 |
Machine access — free, no API key
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