Call reports 2008
FRANKLIN COUNTY UNITED BANK — 2008
What FRANKLIN COUNTY UNITED BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 86,065,000 | 87,303,000 | 88,725,000 | 87,448,000 |
| Total loans | 63,754,000 | 65,773,000 | 65,610,000 | 65,901,000 |
| Allowance for loan losses | 787,000 | 837,000 | 854,000 | 915,000 |
| Securities available for sale | 11,366,000 | 11,413,000 | 10,990,000 | 11,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,416,000 | 75,792,000 | 76,940,000 | 75,529,000 |
| Interest-bearing deposits | 68,446,000 | 69,784,000 | 70,598,000 | 69,772,000 |
| Noninterest-bearing deposits | 5,970,000 | 6,008,000 | 6,342,000 | 5,757,000 |
| Equity capital | 11,453,000 | 11,304,000 | 11,525,000 | 11,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,492,000 | 3,020,000 | 4,483,000 | 5,924,000 |
| Interest expense | 744,000 | 1,401,000 | 2,020,000 | 2,610,000 |
| Net interest income | 748,000 | 1,619,000 | 2,463,000 | 3,314,000 |
| Noninterest income | 116,000 | 203,000 | 357,000 | 512,000 |
| Noninterest expense | 638,000 | 1,343,000 | 2,099,000 | 2,850,000 |
| Provision for loan losses | 24,000 | 159,000 | 294,000 | 494,000 |
| Pretax income | 202,000 | 320,000 | 427,000 | 482,000 |
| Income tax | 81,000 | 125,000 | 168,000 | 193,000 |
| Net income | 121,000 | 195,000 | 259,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,348,000 | 11,422,000 | 11,488,000 | 11,518,000 |
| Total capital | 12,135,000 | 12,259,000 | 12,342,000 | 12,417,000 |
| Risk-weighted assets | 69,094,000 | 71,808,000 | 71,836,000 | 71,871,000 |
Machine access — free, no API key
Every figure shown here about FRANKLIN COUNTY UNITED BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.