Call reports 2004
FRANKLIN COUNTY UNITED BANK — 2004
What FRANKLIN COUNTY UNITED BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 9,807,000 |
| Total loans | 165,000 |
| Allowance for loan losses | 2,000 |
| Securities available for sale | 2,989,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 1,422,000 |
| Interest-bearing deposits | 1,226,000 |
| Noninterest-bearing deposits | 196,000 |
| Equity capital | 8,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 24,000 |
| Interest expense | 1,000 |
| Net interest income | 23,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 616,000 |
| Provision for loan losses | 2,000 |
| Pretax income | -594,000 |
| Income tax | 0 |
| Net income | -594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 8,294,000 |
| Total capital | 8,296,000 |
| Risk-weighted assets | 2,433,000 |
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